Hoarders, Buried Alive: Sephora Beauty Insider Points Edition

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Just a question for you guys...Does anyone else seriously hoard their Sephora Beauty Insider Points?  I'm staring at my beauty bank right now and it currently stands at 662 and has been around that amount for a few years now.  I do use them on a little 100-point perk every now and then, which is why it's not a lot higher, but I just can't bring myself to take the 500-point dive for the big one.  They just had a pretty decent 500-point perk available from Tarte but I easily talked myself out that every time I thought about going for it.  But, as things go, I waited too long and now there is a Bare Escentuals kit up for grabs that I have absolutely no interest in.  Oh well....what's another few years of point hoarding gonna hurt?  So what about you?  Are you good at using up those Sephora points or are you hoarding them that one special perk that never seems to come?